There are three methods of depositing funds into an IRA. You may transfer funds from any existing IRA, you may rollover funds from a previous employer plan (i.e. 401k, 403b, 457) or you may make an annual contribution to the IRA. While completing the online IRA application, you will choose your initial funding method. Once the account has been approved, you will receive an initial confirmation email containing the necessary instructions and/or forms needed to fund your new account. The email will be based on the funding method the selected.